Privacy Policy

Information We Collect

When you use Loans Ontario, we collect information to help connect you with licensed lenders and provide our referral service. This includes:

• Contact details (name, email, phone number)
• Financial information (income, employment status, credit situation)
• Device and browser information (IP address, device type, pages visited)
• Loan preferences and application details you provide

We collect this information directly from you through forms, as well as automatically through cookies and similar tracking technologies when you browse our site.

How We Use Your Information

Loans Ontario uses your information to:

• Match you with licensed lenders who may offer fast 24/7 e-transfer payday loans
• Process and transmit your application to lenders
• Communicate with you about your application status and loan options
• Improve our website, user experience, and referral matching
• Comply with legal and regulatory obligations
• Prevent fraud and protect the security of our service

We do not sell your personal information to third parties for marketing purposes. However, we do share your information with licensed lenders and credit partners as necessary to process your loan application.

Sharing Your Information

Your personal and financial information may be shared with:

• Licensed lenders: We forward your application to lenders across Canada who may offer you a loan.
• Credit reporting agencies: Lenders may check your credit as part of their underwriting process.
• Service providers: We use third-party vendors for hosting, payment processing, analytics, and customer support.
• Legal authorities: We may disclose information if required by law or to protect our legal rights.

All partners are required to handle your information securely and in compliance with applicable privacy laws.

Data Security

Loans Ontario uses industry-standard encryption (SSL/TLS) and security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no online transmission is entirely risk-free. We encourage you to use strong passwords and keep your account details confidential.

We retain your information only as long as necessary to provide our service and comply with legal requirements. You may request deletion of your data at any time, subject to legal obligations.

Cookies and Tracking

Loans Ontario uses cookies and similar technologies to remember your preferences, track site usage, and improve your experience. These include:

• Essential cookies: Required for site functionality and security.
• Analytics cookies: Help us understand how visitors use our site.
• Marketing cookies: Used to deliver relevant content and measure campaign effectiveness.

You can control cookie preferences through your browser settings. Disabling cookies may affect your ability to use certain features of our site.

Your Rights and Choices

You have the right to:

• Access, review, and request a copy of your personal information
• Request correction or deletion of inaccurate data
• Opt out of marketing communications at any time
• Withdraw consent for data processing (where applicable)
• File a complaint with privacy authorities in Ontario or your province

To exercise any of these rights, contact us using the information below.

Third-Party Links

Loans Ontario may contain links to external websites and lender portals. We are not responsible for the privacy practices of third-party sites. We encourage you to review the privacy policies of any lender or partner site before providing your information.

Children's Privacy

Loans Ontario is not intended for users under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that a child has provided information to us, we will take steps to delete such data promptly.

Changes to This Privacy Policy

Loans Ontario may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of material changes by posting the updated policy on this page and updating the "Last Updated" date. Your continued use of our service constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have a privacy concern, please contact us:

Loans Ontario
Email: [email protected]
Mailing Address: Available upon request
Response Time: We aim to respond to all privacy inquiries within 30 days.

For more information about how we operate, please review our Terms of Service and Responsible Borrowing guidelines.